Tonight’s question, greetings, and banter here. (More)

Today news emerged that, back in February, the Obama administration delayed the Obamacare cap on out-of-pocket expenses for some employee insurance plans. This provoked predictable cries of “train wreck” from the right, but in fact the delay applies only to employers and insurers that use different companies for medical vs. prescription coverage, who were given an extra year to coordinate their computer data. How would you explain this to a family member, friend, neighbor, or coworker?